The Advantages that You Can Gain from Chase Student Loans

There are many people who choose to pay for their education through the private loan system. If grants and scholarships are insufficient to cover tuition and the rest of the education expenses, you can apply for Chase student loans. The student category to which you belong influences the maximum amount that you can borrow. Thus, Read more >>

Which Loan Is Right For You?

At some point in every adult’s life the monthly rent payments begin to get old, and they start to toy with the idea of owning their own house. However, if you are considering taking this step, remember that the responsibility of a homeowner is much greater than that of someone who merely rents an apartment. Read more >>

Interest Only Home Loans Irrespective Of Your Credit Record Or Income

Worried about home loans because of your poor credit ?  Gone are the days when owning a home was outside the purview of one with poor credit.  You can have bad credit, low income or cannot afford downpayment, yet home loan schemes are aplenty to cater to your needs, with the most attractive interest-only loans Read more >>

Beta distribution for loss given default (LGD)

The beta distribution is typically used for modeling loss given default (1 – recovery rate). Duration : 7 min 28 sec

Intro to Credit: Adjusted Exposure

Adjusted Exposure (AE) is a component of credit portfolio expected loss (EL). The adjusted exposure is only the risky portion of the loan et. It consist of: 1. All outstanding (OS) and 2. Usage given default (UGD) multiplied by commitments. Usage given default (UGD) parameterizes credit optionality: with a commitment, the bank grants a “credit Read more >>

How to Save Thousands of Dollars on Loans!

Explains some valueable credit tips! Duration : 2 min 8 sec